Coverage Plans
Platinum Protection Plan
$25.44 / month
Exterior Water
Exterior Sewer
Interior Water
Interior Sewer
$10,000 Annual Coverage (x4)
Zero Deductible
Hotel Stay
Backups
Water Bill Reimbursement
Why choose the Platinum Protection Plan?
The Platinum Protection Plan is the most popular package chosen by National Water Company customers!
It covers all the main water and sewer lines inside and outside your home. Remember, your pipes were all installed on the same day back when your home was built. You never know which pipe is going to leak, and where it will happen.
Purchasing the Platinum Protection Plan offers the greatest peace of mind, for the best price.
Individual Policies:
Exterior Water
$7.32 / month
$10,000 Annual Coverage
Zero Deductible
Repairs for water leaks, whether minor or major, from normal wear and tear. Coverage is between the foundation of your home, and the property boundary, meter, or well.
Coverage includes the cost of labor, parts, digging, landscaping the yard, replacing the driveway, and more.
Exterior Sewer
$8.05 / month
$10,000 Annual Coverage
Zero Deductible
Repairs for sewer breaks or collapses from normal wear and tear. Coverage is between the foundation of your home, and the property boundary or septic tank.
Coverage includes the cost of labor, parts, digging, landscaping the yard, replacing the driveway, backups, and more.
Interior Water
$5.12 / month
$10,000 Annual Coverage
Zero Deductible
Repairs for water leaks, whether minor or major, from normal wear and tear. Includes all hot and cold water lines behind your walls, flooring, ceiling, foundation, and garage.
Coverage includes the cost of labor, parts, removing drywall, and more.
Interior Sewer
$4.95 / month
$10,000 Annual Coverage
Zero Deductible
Repairs for sewer line and gray water line leaks, whether minor or major, from normal wear and tear. Includes all drain lines behind your walls, flooring, ceiling, foundation, and garage.
Coverage includes the cost of labor, parts, removing drywall, and more.
Exterior Electrical
$6.19 / month
$10,000 Annual Coverage
Zero Deductible
Repairs for electrical line failures, fiber optic lines, cable lines, and phone lines, from normal wear and tear.
Coverage includes the cost of labor, parts, digging, landscaping the yard, replacing the driveway, and more.
Multi-Family Water and Sewer
$5.60 / month / unit
$10,000 Annual Coverage (Water)
$20,000 Annual Coverage (Sewer)
Zero Deductible
Coverage available for triplexes or larger. Repairs for the exterior water and exterior sewer line, from normal wear and tear.
Includes the cost of labor, parts, digging, landscaping the yard, replacing the driveway, backups, and more.
For any other specific questions, please call NWC at 1-800-790-3201 and ask for an agent.
You can view the policy that National Water Company offers here.
Below are a partial list of general exclusions found in National Water Company’s policy. Please contact an agent with NWC if you have any specific questions, or want a more comprehensive list. This list is paraphrased as to what the policy actually says.
- Problems existing prior to enrolling
- Natural or manmade disasters
- Work that was not authorized by NWC.
- Coverage for exterior lines that extend beyond 250 feet in length.
- Septic tanks, sump pumps, septic drain fields, etc.
- Repairs within the first 30 days of enrollment
- Water faucets, shower heads, toilets, hose bibs, etc.
Traditional homeowner policies exclude natural wear and tear and repairs for piping. You should check with your agent, but you will almost certainly discover that all repairs on your property are your responsibility.
NWC has pre-screened, licensed, and bonded plumbers available all across Washington, Idaho, and Oregon. NWC will call one of these plumbers, on your behalf, if you ever have a needed repair or potential problem.
There is always zero deductible, no matter how small or large your claim is.
There is a 30-day waiting period to file a claim. This helps to keep rates low by discouraging fraud.
Single-family home policies provide up to $10,000 in coverage per occurrence, and have a $10,000 annual limit.
Multi-family residence policies provide up to $10,000 in coverage per occurrence, have a $10,000 annual limit for water lines, and a $20,000 annual limit for sewer lines.
You can choose between monthly or annual payment plans.
You can pay your premiums with any Visa or MasterCard, checking account, or by sending in an annual check to our mailing address.
The cancellation process is quick and easy. This can be done by calling our office at 1 (800) 790-3201, extension 4. We will need a reason why you are cancelling, and (if applicable) a new mailing address for any refund.
Yes, you may cancel the coverage anytime throughout the year. On the day of notification, NWC will issue a refund of the portion of insurance that wasn’t used (pro-rated).
A triplex or larger is considered multi-family. NWC has special policies with different premiums for these kinds of homes.